COVID-19 Guides

Key considerations for limited company directors facing the CJRS’s September claims deadline of October 28th.

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Written by Chartergates

Chartergates is the country’s leading tax, VAT and employment law expert.  Chartergates specialises in technical, advisory and contentious work, including, employment status, IR35, umbrella company compliance, HMRC enquiries, HMRC penalties, CITB levy, the cancellation of gross payment status and all areas of employment law.

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19th October, 2021 | Coronavirus

Tried and tested tips on coping with the pandemic as a freelance professional.

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Written by Karen Dunbar

Karen Dunbar is a qualified Stress Management Coach and NLP Practitioner with a passion for helping clients overcome the stressors and limiting beliefs that they face to help them succeed in their lives and careers. Karen is also a Senior Personal Branding Specialist and Coach at The CV & Interview Advisors, and works with senior level clients to create collateral that allows them to excel in securing interviews and higher paying contracts.
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3rd March, 2021 | Coronavirus

'The taxman’s tough talk hasn’t translated into a spike in criminal probes – yet.'

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Profile picture for user Matthew Sharp

Written by Matthew Sharp

Matthew is a senior associate in Fieldfisher's Dispute Resolution Group, specialising in contentious tax matters. He has broad experience advising on a range of direct and indirect taxation disputes and works with all industry sectors, and both companies and private individuals. He has particular expertise advising on employment taxation issues, including IR35, and property taxation issues, including SDLT and Business Rates. 

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11th February, 2021 | Coronavirus

Seven duties sum up what directors should be doing whenever furloughed between now and April 2021.

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Written by Joanne Harris

Joanne joined the Optionis Group in 2009 as an account manager, working closely with our agency partners. After developing an interest in the technical aspects of the role, she took the opportunity to train as a chartered accountant. She is now fully qualified, and a member of the Association of Chartered Certified Accountants (ACCA).
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22nd December, 2020 | Coronavirus

England expects every high-risk returnee to now spend only 10 days indoors, down from 14.

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Profile picture for user Nikolas Papageorgiou

Written by Nikolas Papageorgiou

Nikolas Papageorgiou has worked at Access Financial since 2015. He is Country Manager for Europe, which involves predominantly working with recruitment agencies and corporate clients who wish to place contractors in Luxembourg, Belgium, The Netherlands, France, Sweden, Norway and Switzerland. 
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17th December, 2020 | Coronavirus

Add-ons to the Winter Economy Plan range from necessities to cold comforts (all of which we’ll need to pay for).

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Written by Gareth Wilcox

Gareth Wilcox is a Partner and Licensed Insolvency Practitioner with Opus Restructuring & Insolvency.  As well as heading up Opus’ Birmingham office, he oversees the solvent restructuring team and has significant experience in this area

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10th November, 2020 | Coronavirus

The extended CJRS is broadly just more of the same, but its few softer edges may help some limited company directors.

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Written by Hannah Morrison

Hannah is a Senior Associate Solicitor in the employment team at Brabners. She qualified as a solicitor in 2016, having trained at Brabners since 2014, and has been advising contractors, recruiters and end-hirers throughout that time. Hannah is part of Brabners’ specialist recruitment sector team which provides advice on issues affecting contractors and recruiters as well as advising on matters including umbrella arrangements, the Agency Worker Regulations and NMW investigations.

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4th November, 2020 | Coronavirus

What you can claim as a sole trader or limited company (hint: it hinges on two words).

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Profile picture for user Emily Coltman

Written by Emily Coltman

Emily Coltman FCA, chief accountant of FreeAgent, is a graduate of the University of Cambridge. She has been working with small businesses since the year 2000 and is passionate about helping their owners lose their fear of "the numbers" and the taxman. She is the author of three e-books, "Refreshingly Simple Finance for Small Business", "Micro Multinationals", and "Very Awkward Tax"."

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28th October, 2020 | Coronavirus

The bolt-on to the furlough scheme successor stating ‘salary’ and ‘premises’ suggests atypical workers are out.

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Profile picture for user Hannah Morrison

Written by Hannah Morrison

Hannah is a Senior Associate Solicitor in the employment team at Brabners. She qualified as a solicitor in 2016, having trained at Brabners since 2014, and has been advising contractors, recruiters and end-hirers throughout that time. Hannah is part of Brabners’ specialist recruitment sector team which provides advice on issues affecting contractors and recruiters as well as advising on matters including umbrella arrangements, the Agency Worker Regulations and NMW investigations.

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22nd October, 2020 | Coronavirus

Top tips for techies thinking of following suit now covid’s brought back the comfy pullover.

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Profile picture for user Matt Craven

Written by Matt Craven

Matt is the Founder of The CV & Interview Advisors and Incredibly Linked. He is considered to be a thought-leader in Personal Branding and is regularly engaged as a public speaker to deliver advice and guidance to global audiences on all things related to CV authoring, career advancement, LinkedIn, personal branding and thought leadership.
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12th October, 2020 | Coronavirus

Face-to-face meetings may be back, but the priority of covid-secure isn’t going anywhere.

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Written by Brabners

Brabners are dedicated to making the difference for our clients. As a full-service law firm, we deliver a seamless legal service working with clients across a wide range of sectors including charity and social enterprise, healthcare, housing and regeneration, manufacturing and supply chain, real estate, recruitment, retail, technology and sport.

We have long standing client relationships and a reputation built on quality, integrity and results. Whether supporting routine legal needs or complex, business critical projects – we are here for our clients when it matters most.

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21st September, 2020 | Coronavirus

Expert answers a contractor concerned that the taxman thinks he’s done something wrong.

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Written by cukAdmin

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10th September, 2020 | Coronavirus

Expert gives a potted history of the CJRS, including why PSCs are lukewarm about it.

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Written by Brabners

Brabners are dedicated to making the difference for our clients. As a full-service law firm, we deliver a seamless legal service working with clients across a wide range of sectors including charity and social enterprise, healthcare, housing and regeneration, manufacturing and supply chain, real estate, recruitment, retail, technology and sport.

We have long standing client relationships and a reputation built on quality, integrity and results. Whether supporting routine legal needs or complex, business critical projects – we are here for our clients when it matters most.

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20th August, 2020 | Coronavirus

Furlough fraud? There’d be much less risk if even us experts could count which CJRS version we’re now on.

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Profile picture for user Hannah Morrison

Written by Hannah Morrison

Hannah is a Senior Associate Solicitor in the employment team at Brabners. She qualified as a solicitor in 2016, having trained at Brabners since 2014, and has been advising contractors, recruiters and end-hirers throughout that time. Hannah is part of Brabners’ specialist recruitment sector team which provides advice on issues affecting contractors and recruiters as well as advising on matters including umbrella arrangements, the Agency Worker Regulations and NMW investigations.

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13th August, 2020 | Coronavirus

Where your company’s address is located has nothing to do with where you trade from, so a virtual office makes virtually no difference.

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Profile picture for user Graham Jenner

Written by Graham Jenner

Graham is a Chartered Accountant and has run his own accountancy practice, Jenner Accountants Ltd, for over 20 years and is the MD of Nopalaver Group, which provides Umbrella company and other services to contractors. He specialises in dealing with family run businesses and contractors, supported by a strong team including 5 qualified accountants.

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3rd July, 2020 | Coronavirus

IPSE outlines the potential bolt-on to the furlough scheme which government has been told to adopt to help limited company directors.

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Profile picture for user Andy Chamberlain

Written by Andy Chamberlain

Andy is Director of Policy at the Association of Independent Professionals & Self-Employed (IPSE), the representative body for the UK’s self-employed community, including freelancers, contractors, consultants and independent professionals. He is responsible for IPSE’s tax policy and has a special expertise in labour market changes, employment status and IR35.
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18th June, 2020 | Coronavirus

They once worked in silos but for contractors today, ‘covid-secure’ cannot be a one-person project.

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Written by Fieldfisher

Fieldfisher is a European law firm with market leading practices in many of the world's most dynamic sectors. They are a forward-thinking organisation with a particular focus on energy & natural resources, technology, finance & financial services, life sciences and media.
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9th June, 2020 | Coronavirus

If the employer obliges, one early covid victim will be both furloughed and freelance.

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Profile picture for user Daniel Mepham

Written by Daniel Mepham

Dan, managing director of SG Accounting and SG Umbrella is a chartered certified accountant with stacks of experience as a director of large national accountancy firms.
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9th June, 2020 | Coronavirus

Unclear rules don’t make the consequences any less stiff if PSCs shirk the loans’ terms.

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Profile picture for user Chris Biggs

Written by Chris Biggs

Chris Biggs leads Theta Financial Reporting’s IFRS, US and UK GAAP accounting advisory services and has a wide range of experience across both FS and non FS clients. He has specialised in providing clients with support in addressing complex financial reporting challenges including financial instruments, impairments and asset finance & leasing. His twenty years of experience includes the last ten years as a Director in a Big 4 firm, leading their accounting advisory support to banking and asset finance clients.

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2nd June, 2020 | Coronavirus

It may be the ‘hot coals’ for one PSC’s tax adviser but to use CJRS, the rest of his team might need embracing warmly.

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Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

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28th May, 2020 | Coronavirus

Commuting a long distance, and back again for a long weekend, is likely to be acceptable, even if it does look foolish.

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Profile picture for user Brabners

Written by Brabners

Brabners are dedicated to making the difference for our clients. As a full-service law firm, we deliver a seamless legal service working with clients across a wide range of sectors including charity and social enterprise, healthcare, housing and regeneration, manufacturing and supply chain, real estate, recruitment, retail, technology and sport.

We have long standing client relationships and a reputation built on quality, integrity and results. Whether supporting routine legal needs or complex, business critical projects – we are here for our clients when it matters most.

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7th May, 2020 | Coronavirus

Budget not covid stopped an ex-PSC’s project, so it’s up to his umbrella to provide coverage.

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Profile picture for user Rebecca Seeley Harris

Written by Rebecca Seeley Harris

Rebecca is a leading expert in employment status, IR35 and the law involving independent contractors and the self-employed for the purposes of tax and employment law. Rebecca has run her own consultancy for the past 20 years covering all employment status issues such as off-payroll in the private and public sector, otherwise known as IR35, s.44 and any issues affecting the self-employed and personal service companies.
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6th May, 2020 | Coronavirus

A contractor’s spouse has got more chance with her old employer than her new one.

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Profile picture for user Claire Brook

Written by Claire Brook

Claire is an Employment Law Partner and advises a wide range of employers on all aspects of employment law, from recruitment and employment, through to complex dismissals and representation at employment tribunals. She has substantial expertise in contractual terms and policies and human resource issues. 

 

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30th April, 2020 | Coronavirus

The government has been generous, but not to everyone, and especially not to umbrella contractors.

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Written by Ryan Barnett

Ryan Barnett is IPSE’s Economic Policy Adviser. He specialises in the economics of self-employment, which covers government policy relating to employment law, business rates, late payment infrastructure and the welfare system.

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28th April, 2020 | Coronavirus

Nothing in the legislation for the CJRS forces umbrellas to cover their workers.

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Profile picture for user Meredith McCammond

Written by Meredith McCammond

After studying law, Meredith began her career in tax in 2002 at a 'Big 4' accountancy firm. Meredith joined LITRG in 2013. She leads on LITRG’s work on labour market issues including payroll and PAYE, false self-employment, agency workers/intermediaries and the gig economy. Meredith also volunteers for TaxAid.  

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28th April, 2020 | Coronavirus

Make like Rocky, not Bob, if you want to survive n’ thrive through the coronavirus outbreak.

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Profile picture for user Matt Craven

Written by Matt Craven

Matt is the Founder of The CV & Interview Advisors and Incredibly Linked. He is considered to be a thought-leader in Personal Branding and is regularly engaged as a public speaker to deliver advice and guidance to global audiences on all things related to CV authoring, career advancement, LinkedIn, personal branding and thought leadership.
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22nd April, 2020 | Coronavirus

Flow chart on the furlough scheme, for both umbrella and limited company contractors hoping for 80% coverage.

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Profile picture for user Helen Christopher

Written by Helen Christopher

Helen Christopher is a chartered accountant, business mentor, and founder of award-winning Beansprout. With 30 years’ experience, she now supports ambitious small business owners with profit strategies, financial mentoring, practical tax, and accounting advice. A former COO, Helen is passionate about empowering clients to grow with confidence, clarity and control.
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21st April, 2020 | Coronavirus

Playing catch-up, not hard ball, is probably why a brolly is barring SSP, yet it can pay 80% of NMW.

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Written by Stuart Marquis

Stuart Marquis started serving the contractor industry back in 2005 and he is now a business manager at umbrella company and accountancy services firm Workwell. He specialises in helping contractors and their recruiters navigate compliance.

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21st April, 2020 | Coronavirus

'Opting out hardly helps to get paid for time worked. But the real wrongdoing is with your recruiter.'

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Profile picture for user Roger Sinclair

Written by Roger Sinclair

Roger Sinclair at egos is a legal advisor, and has specialised for decades in the legal needs, both of freelancers themselves, and of those providing services to/for freelancers.

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20th April, 2020 | Coronavirus

Lawyer cautions a contractor about confusing his furloughs, and about challenging IR35 decisions in challenging times.

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Written by Fieldfisher

Fieldfisher is a European law firm with market leading practices in many of the world's most dynamic sectors. They are a forward-thinking organisation with a particular focus on energy & natural resources, technology, finance & financial services, life sciences and media.
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15th April, 2020 | Coronavirus

This pandemic provides the perfect conditions for limited companies to ask leniency of the taxman.

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Profile picture for user Nathan Ross-Sercombe

Written by Nathan Ross-Sercombe

Nathan Ross-Sercombe is the Director of Tax Investigations team at Markel Tax, formerly Gabelle. Nathan began his career in tax in 2001 when he joined the former Inland Revenue, now HMRC, where he trained as an Inspector of Taxes. After 7 years with the department, he moved to the private sector and since then his experience has included 9 years at a ‘Big Four’ firm, before eventually joining Gabelle in 2018.
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14th April, 2020 | Coronavirus

By only ‘encouraging’ non-central government clients to pay out, the chancellor is ensuring thousands of contractors get overlooked.

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Profile picture for user Nigel Nordone

Written by Nigel Nordone

Nigel Nordone is the charismatic head of tax at Qdos, leading the IR35 contract review firm’s team of IR35 consultants to deliver the best in compliance. Nigel’s a former HMRC Inspector of Taxes specialising in IR35, tax investigations, status, PAYE, and employer compliance. He has first-hand experience into HMRC’s handling of enquiries, and has personally represented hundreds of clients who have been under IR35 enquiry over the past two decades.

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9th April, 2020 | Coronavirus

Limited options for a ‘Ltd’ contractor whose start date was deferred due to coronavirus.

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Profile picture for user Stuart Marquis

Written by Stuart Marquis

Stuart Marquis started serving the contractor industry back in 2005 and he is now a business manager at umbrella company and accountancy services firm Workwell. He specialises in helping contractors and their recruiters navigate compliance.

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8th April, 2020 | Coronavirus

Legal aid for a limited company contractor whose IR35 case is undermined by his coronavirus hopes.

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Profile picture for user Adrian Marlowe

Written by Adrian Marlowe

Adrian is a specialist lawyer, founder and CEO of the recruitment law consultancy Lawspeed (www.lawspeed.com) as well as chairman of the Association of Recruitment Consultancies (www.arc-org.net). Lawspeed has been servicing the recruitment sector since 1997; its clients are hirers, recruitment businesses and contractors interested in contract terms, compliance, IR35 and other regulatory advice.
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6th April, 2020 | Coronavirus

Overview to the only cash grant PSC owners are being offered during the pandemic.

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Profile picture for user Joanne Harris

Written by Joanne Harris

Joanne joined the Optionis Group in 2009 as an account manager, working closely with our agency partners. After developing an interest in the technical aspects of the role, she took the opportunity to train as a chartered accountant. She is now fully qualified, and a member of the Association of Chartered Certified Accountants (ACCA).
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3rd April, 2020 | Coronavirus

Welcome as it is, a suspension to the wrongful trading rules won’t see limited company contractors right.

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Profile picture for user Gareth Wilcox

Written by Gareth Wilcox

Gareth Wilcox is a Partner and Licensed Insolvency Practitioner with Opus Restructuring & Insolvency.  As well as heading up Opus’ Birmingham office, he oversees the solvent restructuring team and has significant experience in this area

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2nd April, 2020 | Coronavirus

Sensible and efficient, the Right to Work changes covering you and your umbrella are in force immediately.

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Profile picture for user Lucy Smith

Written by Lucy Smith

Lucy has been in the umbrella market since 2013, and has always been an advocate of compliance and transparency in this industry. Offering Clarity by name and by reputation! Clarity Umbrella Ltd Lucy has sat on numerous HMRC round table events; contributed to the Low Income Tax reform group and is always on hand to provide advice to the ContractorUK forums.
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1st April, 2020 | Coronavirus

Forced to work? Fanatical to work? There’s practical contractual steps to take and a key clause to scrutinise.

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Profile picture for user Lily Morrison

Written by Lily Morrison

Lily has a Scottish law degree and has experience working for one of the largest insurers in the UK. She is a legal consultant at the boutique law firm Gerrish Legal where she works in Scotland and Paris, specialising in data protection, contract and commercial law matters. 
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30th March, 2020 | Coronavirus