Body

The Liquidation Centre MVL Solutions
For contractors closing down their company. Save 1000s, only pay 10% tax on your company assets.

SG Accounting
Offer - £54.50 per month for first 3 months. FreeAgent included, personalised tax efficiency advice, dedicated personal accountant

Contractor Mortgages
Mortgages for contractors based on contract rate. Award winning mortgage broker.

Going Umbrella?
Check out the ContractorUK Directory of Umbrella Companies.

Contractor Insurance
Protect your business with PI insurance.-->

Body

Money

Money News & Guides

Join hundreds of savvy contractors who trust The Accounting Crew for hassle-free, HMRC-compliant accounting — and get 2 months free when you sign up via Contractor UK.

User

Written by cukAdmin

Guide type and date

13th May, 2025 | Money

With pensions, the tax relief principle is always the same -- a bit like the need to open up to an IFA to properly fill in your retirement saving blanks.

User
Profile picture for user Angela James

Written by Angela James

Angela is the managing director and senior adviser at Yolo Wealth our chosen advice partner. She has over 16 years’ experience in the industry, having spent the last 9 years specialising in advice to contractors and freelancers, and has worked in partnership with Contractor UK during that time.
Guide type and date

12th February, 2025 | Money

Don’t take a ‘wait and see’ approach as a contractor with crypto-related income and gains – SG Accounting.

User
Profile picture for user Matthew Townsend

Written by Matthew Townsend

Matthew started his career in tax and accounting back in 2016, and first joined SG Accounting in 2017. 

He particularly enjoys working across a diverse client type, ranging from buy-to-let landlords to limited company directors, assisting them with all of their personal tax needs.

Matthew brings a huge amount of experience to his clients, having worked in sectors like retail and corporate banking, and more recently working alongside contractors within the aerospace sector.

Guide type and date

16th January, 2025 | Money

Five filing faux pas to avoid if you want to hang on to your money this tax season, and not enrich HMRC.

User
Profile picture for user Matthew Townsend

Written by Matthew Townsend

Matthew started his career in tax and accounting back in 2016, and first joined SG Accounting in 2017. 

He particularly enjoys working across a diverse client type, ranging from buy-to-let landlords to limited company directors, assisting them with all of their personal tax needs.

Matthew brings a huge amount of experience to his clients, having worked in sectors like retail and corporate banking, and more recently working alongside contractors within the aerospace sector.

Guide type and date

9th January, 2025 | Money

Accounting services for IT Contractors

User

Written by cukAdmin

Guide type and date

19th December, 2024 | Money

MarchMutual are here to make your life easier. Preparing your invoices, expenses, bank statements and any HMRC documents onto our online system will lead to a stress-free tax assessment.

User

Written by cukAdmin

Guide type and date

19th December, 2024 | Money

Crunch the numbers this Christmas before the chancellor possibly changes up yours considerably. Or better still, get an IFA like me on your case.

User
Profile picture for user Angela James

Written by Angela James

Angela is the managing director and senior adviser at Yolo Wealth our chosen advice partner. She has over 16 years’ experience in the industry, having spent the last 9 years specialising in advice to contractors and freelancers, and has worked in partnership with Contractor UK during that time.
Guide type and date

17th December, 2024 | Money

Whether you’re just starting out or looking to switch accountants, join the thousands of contractors who have trusted Bright Ideas Accountancy for their financial needs.

User

Written by cukAdmin

Guide type and date

12th December, 2024 | Money

As a contractor working through an umbrella company, getting a mortgage can present unique challenges.

User

Written by cukAdmin

Guide type and date

7th November, 2024 | Money

As a professional contractor operating outside IR35 through a limited company or Personal Services Company (PSC), securing a mortgage can be challenging through conventional routes.

User

Written by cukAdmin

Guide type and date

7th November, 2024 | Money

If you’re a CIS contractor (or subcontractor), you’ll have noticed how difficult it is to get a mortgage from a mainstream lender.

User

Written by cukAdmin

Guide type and date

7th November, 2024 | Money

Angela James at Yolo Wealth has dedicated the last decade to providing advice tailored to contractors and freelancers, working in partnership with Contractor UK and its readers over this time.

User

Written by cukAdmin

Guide type and date

19th September, 2024 | Money

‘Just because there’s no law against it doesn’t make it not misleading or unfair’ -- plus Direct Debit Guarantee tips.

User
Profile picture for user Helen Christopher

Written by Helen Christopher

Helen Christopher is a chartered accountant, business mentor, and founder of award-winning Beansprout. With 30 years’ experience, she now supports ambitious small business owners with profit strategies, financial mentoring, practical tax, and accounting advice. A former COO, Helen is passionate about empowering clients to grow with confidence, clarity and control.
Guide type and date

29th August, 2024 | Money

A guide to claiming a handy £5,000 a year off your National Insurance bill, potentially.

User
Profile picture for user Daniel Mepham

Written by Daniel Mepham

Dan, managing director of SG Accounting and SG Umbrella is a chartered certified accountant with stacks of experience as a director of large national accountancy firms.
Guide type and date

14th August, 2024 | Money

Our contractor mortgage rates are better than the market's average rates -- plus while they’re not sub-4%, unlike the Nationwide’s new deal, they are sustainable.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

30th July, 2024 | Money

Despite its long tail and new head, Disguised Remuneration is best kept at bay by the age-old sniff test.

User
Profile picture for user Graham Webber

Written by Graham Webber

Following nearly 4 decades working in various tax disciplines, Graham co-founded WTT to offer his deep experience and understanding of complex tax structures to those embroiled in tax enquiries. More recently Graham was awarded best forum adviser and best forum personality in the ContractorUK Awards.
Guide type and date

23rd July, 2024 | Money

How to cut your coat according to your cloth, while not forgetting HMRC wants different chunks out of it, at different times.

User
Profile picture for user Graham Jenner

Written by Graham Jenner

Graham is a Chartered Accountant and has run his own accountancy practice, Jenner Accountants Ltd, for over 20 years and is the MD of Nopalaver Group, which provides Umbrella company and other services to contractors. He specialises in dealing with family run businesses and contractors, supported by a strong team including 5 qualified accountants.

Guide type and date

8th July, 2024 | Money

The big three all have ‘triple-lock maintenance’ on their to-do-lists, meaning not much more than a wrapper separates them on pensions.

User
Profile picture for user Angela James

Written by Angela James

Angela is the managing director and senior adviser at Yolo Wealth our chosen advice partner. She has over 16 years’ experience in the industry, having spent the last 9 years specialising in advice to contractors and freelancers, and has worked in partnership with Contractor UK during that time.
Guide type and date

25th June, 2024 | Money

It’s a bit like a mouse pondering if the moon is made of cheese -- nonetheless, here’s a pondering about the possible future of other square structures with holes.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

21st June, 2024 | Money

Your home comprises a big portion of your life, so at general election 2024, ‘bricks and mortar’ pledges could win or lose your vote.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

20th June, 2024 | Money

The realm of reality with contractor mortgages is only for the informed – and those who slay vanilla brokers while shunning the high street fleece.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

30th April, 2024 | Money

Whether it’s state or personal, a pensions withdrawal strategy is to be worked up while you’re still in contract work.

User
Profile picture for user Hrishi Kulkarni

Written by Hrishi Kulkarni

Hrishi Kulkarni, managing director of iSIPP, is a technology enthusiast with over 20 years’ professional experience. He’s dedicated to bringing a customer-first approach to the ever-evolving world of pensions and retirement. He is committed to making technology accessible and impactful for all pension savers providing the simplicity, transparency, and control to help individuals manage their retirement goals.

Guide type and date

12th April, 2024 | Money

Sure-fire ways to ensure your nest egg is anything but shoddy by the time your working life ends.

User
Profile picture for user Hrishi Kulkarni

Written by Hrishi Kulkarni

Hrishi Kulkarni, managing director of iSIPP, is a technology enthusiast with over 20 years’ professional experience. He’s dedicated to bringing a customer-first approach to the ever-evolving world of pensions and retirement. He is committed to making technology accessible and impactful for all pension savers providing the simplicity, transparency, and control to help individuals manage their retirement goals.

Guide type and date

28th March, 2024 | Money

Despite the chancellor not showing them much love, pensions are an HMRC-compliant method of tax-free saving for contractors -- whether you’re brolly, limited or inside IR35.

User
Profile picture for user Angela James

Written by Angela James

Angela is the managing director and senior adviser at Yolo Wealth our chosen advice partner. She has over 16 years’ experience in the industry, having spent the last 9 years specialising in advice to contractors and freelancers, and has worked in partnership with Contractor UK during that time.
Guide type and date

28th March, 2024 | Money

Navigating a self-assessment tax return isn’t for the fainthearted. But getting an accountant, and getting organised, is half the maze-like battle.

User
Profile picture for user Helen Christopher

Written by Helen Christopher

Helen Christopher is a chartered accountant, business mentor, and founder of award-winning Beansprout. With 30 years’ experience, she now supports ambitious small business owners with profit strategies, financial mentoring, practical tax, and accounting advice. A former COO, Helen is passionate about empowering clients to grow with confidence, clarity and control.
Guide type and date

26th March, 2024 | Money

Everything contractors need to know about home loans, to ensure the biggest monthly bill works for you.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

21st March, 2024 | Money

How just 15 years of saying ‘Well it’s okay I can catch up’ will deprive your retirement pot of a hefty £380,000.

User
Profile picture for user Angela James

Written by Angela James

Angela is the managing director and senior adviser at Yolo Wealth our chosen advice partner. She has over 16 years’ experience in the industry, having spent the last 9 years specialising in advice to contractors and freelancers, and has worked in partnership with Contractor UK during that time.
Guide type and date

18th March, 2024 | Money

The key stages of investing in retirement funds, and what to consider as you go along.

User
Profile picture for user Hrishi Kulkarni

Written by Hrishi Kulkarni

Hrishi Kulkarni, managing director of iSIPP, is a technology enthusiast with over 20 years’ professional experience. He’s dedicated to bringing a customer-first approach to the ever-evolving world of pensions and retirement. He is committed to making technology accessible and impactful for all pension savers providing the simplicity, transparency, and control to help individuals manage their retirement goals.

Guide type and date

11th March, 2024 | Money

How the self-employed can work out, contribute to, and receive benefit payments from the government.

User
Profile picture for user Zeeshan Anwar

Written by Zeeshan Anwar

Having nearly 15 years of experience in legal and compliance, much of it within the contractor industry, Zeeshan brings valuable knowledge to the business in its efforts to stay compliant with the rules at all times. Whether it be AWR, the Intermediaries legislation or anything else compliance-related, Zeeshan is on hand to help JMK Group UK navigate the minefield of legislation and red tape. Zeeshan studied law at both the University of the West of England and the University of Hertfordshire.
Guide type and date

11th January, 2024 | Money

Totted up: the amount of NICs you owe HMRC whether you’re Limited, Self-Employed, Agency or Umbrella.

User
Profile picture for user Helen Christopher

Written by Helen Christopher

Helen Christopher is a chartered accountant, business mentor, and founder of award-winning Beansprout. With 30 years’ experience, she now supports ambitious small business owners with profit strategies, financial mentoring, practical tax, and accounting advice. A former COO, Helen is passionate about empowering clients to grow with confidence, clarity and control.
Guide type and date

11th January, 2024 | Money

Revealed: the paperwork bound to impress your contractor mortgage lender.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

15th December, 2023 | Money

What goes into working out a gross annual salary using daily rate (and vice versa).

User
Profile picture for user Alan Watts

Written by Alan Watts

Alan Watts, Independent Service Management Consultant, has been in IT for most of the last 45 years, apart from a short spell in accountancy, eventually turning to Operations Management before going freelance in 1996.
Guide type and date

8th December, 2023 | Money

Small but significant tweaks to the UK’s ISA landscape could make contractors happier investors, despite groans and some grumpiness.

User
Profile picture for user Angela James

Written by Angela James

Angela is the managing director and senior adviser at Yolo Wealth our chosen advice partner. She has over 16 years’ experience in the industry, having spent the last 9 years specialising in advice to contractors and freelancers, and has worked in partnership with Contractor UK during that time.
Guide type and date

6th December, 2023 | Money

Why PRR is one of the best tax reliefs going, and how to take advantage of it as a PSC.

User
Profile picture for user Matt Fryer

Written by Matt Fryer

Matt is a Chartered Tax Advisor with 18 years' experience of advising on tax planning and compliance. Matt has been with Brookson since 2009, having previously worked for Big 4 accountants, KPMG and PwC. Matt’s primary role is to ensure that the services provided by the Brookson Group comply with relevant legislation and regulatory requirements. Matt is also a Board member of the FCSA, the UK's leading membership body dedicated to promoting supply chain compliance for the temporary labour market.

Guide type and date

29th November, 2023 | Money

Lacking boldness, relevance and even substance, yesterday’s chancellor is one that contractors who have property will want to forget.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

23rd November, 2023 | Money

How to pay back what you owe, to both HMRC and the Student Loans Company.

User
Profile picture for user Matt Fryer

Written by Matt Fryer

Matt is a Chartered Tax Advisor with 18 years' experience of advising on tax planning and compliance. Matt has been with Brookson since 2009, having previously worked for Big 4 accountants, KPMG and PwC. Matt’s primary role is to ensure that the services provided by the Brookson Group comply with relevant legislation and regulatory requirements. Matt is also a Board member of the FCSA, the UK's leading membership body dedicated to promoting supply chain compliance for the temporary labour market.

Guide type and date

16th November, 2023 | Money

The inside track on claiming relief on assets' value over a long period of time.

User
Profile picture for user Rachael Johnston

Written by Rachael Johnston

Rachael Johnston of The Accountancy Partnership is a content writer specialising in business, finance, and software. Rachael graduated with a master's in writing in 2019 and has since worked in diverse sectors, including recruitment and accounting, copywriting, content writing, and growth hacking. Her current focus is to simplify all things business and tax, making them easy to understand for everyone.

Guide type and date

3rd November, 2023 | Money

Revealed: the letters that contractors’ tax advisers tend to have after their names -- and what they mean.

User
Profile picture for user Rachael Johnston

Written by Rachael Johnston

Rachael Johnston of The Accountancy Partnership is a content writer specialising in business, finance, and software. Rachael graduated with a master's in writing in 2019 and has since worked in diverse sectors, including recruitment and accounting, copywriting, content writing, and growth hacking. Her current focus is to simplify all things business and tax, making them easy to understand for everyone.

Guide type and date

25th October, 2023 | Money

Undermining your retirement aspirations with a vehicle purpose-built to achieve them looks like this.

User
Profile picture for user Hrishi Kulkarni

Written by Hrishi Kulkarni

Hrishi Kulkarni, managing director of iSIPP, is a technology enthusiast with over 20 years’ professional experience. He’s dedicated to bringing a customer-first approach to the ever-evolving world of pensions and retirement. He is committed to making technology accessible and impactful for all pension savers providing the simplicity, transparency, and control to help individuals manage their retirement goals.

Guide type and date

11th October, 2023 | Money

Stashing your cash in bricks and mortar versus a SIPP -- the pros and cons.

User
Profile picture for user Hrishi Kulkarni

Written by Hrishi Kulkarni

Hrishi Kulkarni, managing director of iSIPP, is a technology enthusiast with over 20 years’ professional experience. He’s dedicated to bringing a customer-first approach to the ever-evolving world of pensions and retirement. He is committed to making technology accessible and impactful for all pension savers providing the simplicity, transparency, and control to help individuals manage their retirement goals.

Guide type and date

4th October, 2023 | Money

What is a pension lump sum? When can pension lump sums be withdrawn, and what should contractors consider?

User
Profile picture for user Hrishi Kulkarni

Written by Hrishi Kulkarni

Hrishi Kulkarni, managing director of iSIPP, is a technology enthusiast with over 20 years’ professional experience. He’s dedicated to bringing a customer-first approach to the ever-evolving world of pensions and retirement. He is committed to making technology accessible and impactful for all pension savers providing the simplicity, transparency, and control to help individuals manage their retirement goals.

Guide type and date

1st September, 2023 | Money

A rundown for self-assessors of the likely flashpoints between taxpayer and tax authority.

User
Profile picture for user Christian Hickmott

Written by Christian Hickmott

Founder and CEO of Integro Accounting, Christian Hickmott has over 20 years of accountancy and working practice knowledge. He understands the wants and needs of contractors, having lead some of the largest accountancy firms in the business before founding Integro Accounting in 2013. A multi-award-winning brand based on integrity, trust and loyalty.

Guide type and date

30th August, 2023 | Money

An explainer for contractors on HMRC’s Pay As You Earn.

User
Profile picture for user Christian Hickmott

Written by Christian Hickmott

Founder and CEO of Integro Accounting, Christian Hickmott has over 20 years of accountancy and working practice knowledge. He understands the wants and needs of contractors, having lead some of the largest accountancy firms in the business before founding Integro Accounting in 2013. A multi-award-winning brand based on integrity, trust and loyalty.

Guide type and date

24th August, 2023 | Money

Demystified: the technical term and process for 'settling the score' with HMRC.

User
Profile picture for user Rachael Johnston

Written by Rachael Johnston

Rachael Johnston of The Accountancy Partnership is a content writer specialising in business, finance, and software. Rachael graduated with a master's in writing in 2019 and has since worked in diverse sectors, including recruitment and accounting, copywriting, content writing, and growth hacking. Her current focus is to simplify all things business and tax, making them easy to understand for everyone.

Guide type and date

24th July, 2023 | Money

An agent, friend or family member can be your helping hand when dealing with the taxman.

User
Profile picture for user Rachael Johnston

Written by Rachael Johnston

Rachael Johnston of The Accountancy Partnership is a content writer specialising in business, finance, and software. Rachael graduated with a master's in writing in 2019 and has since worked in diverse sectors, including recruitment and accounting, copywriting, content writing, and growth hacking. Her current focus is to simplify all things business and tax, making them easy to understand for everyone.

Guide type and date

18th July, 2023 | Money

Six dividend considerations for limited company contractors looking to make their money go further.

User
Profile picture for user Christian Hickmott

Written by Christian Hickmott

Founder and CEO of Integro Accounting, Christian Hickmott has over 20 years of accountancy and working practice knowledge. He understands the wants and needs of contractors, having lead some of the largest accountancy firms in the business before founding Integro Accounting in 2013. A multi-award-winning brand based on integrity, trust and loyalty.

Guide type and date

15th June, 2023 | Money

As if defaulting wasn’t problem enough, you might not know if your BBL lender has just made things even worse for you.

User
Profile picture for user Gareth Wilcox

Written by Gareth Wilcox

Gareth Wilcox is a Partner and Licensed Insolvency Practitioner with Opus Restructuring & Insolvency.  As well as heading up Opus’ Birmingham office, he oversees the solvent restructuring team and has significant experience in this area

Guide type and date

14th June, 2023 | Money

HMRC just binned the paper form contractors have long-used to record BIKs.

User
Profile picture for user Joanne Thorne

Written by Joanne Thorne

Joanne Thorne, Technical Compliance Manager at Caroola Accountancy (formerly SJD Accountancy), has more than ten years of experience supporting contractors with proactively and compliantly organising their tax affairs.

Guide type and date

9th May, 2023 | Money

Specialist contractor broker vs bank branch adviser? If you want the best home loan for your circumstances, and limited company, there’s no contest.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

4th May, 2023 | Money

No hard and fast rules doesn’t mean there isn’t a formula to reveal the amount you’ll need for illness and downtime.

User
Profile picture for user Graham Jenner

Written by Graham Jenner

Graham is a Chartered Accountant and has run his own accountancy practice, Jenner Accountants Ltd, for over 20 years and is the MD of Nopalaver Group, which provides Umbrella company and other services to contractors. He specialises in dealing with family run businesses and contractors, supported by a strong team including 5 qualified accountants.

Guide type and date

26th April, 2023 | Money

What a self-billing arrangement is, looks like; saves, and requires of you and your contractor recruitment agency.

User
Profile picture for user Graham Jenner

Written by Graham Jenner

Graham is a Chartered Accountant and has run his own accountancy practice, Jenner Accountants Ltd, for over 20 years and is the MD of Nopalaver Group, which provides Umbrella company and other services to contractors. He specialises in dealing with family run businesses and contractors, supported by a strong team including 5 qualified accountants.

Guide type and date

5th April, 2023 | Money

Top six financial planning tips for a contractor to review to ensure the numbers stack up better in 2023.

User
Profile picture for user Angela James

Written by Angela James

Angela is the managing director and senior adviser at Yolo Wealth our chosen advice partner. She has over 16 years’ experience in the industry, having spent the last 9 years specialising in advice to contractors and freelancers, and has worked in partnership with Contractor UK during that time.
Guide type and date

31st March, 2023 | Money

New measures from the chancellor should allow contactors and others who separate to focus on divorce, not CGT.

User
Profile picture for user Zeeshan Anwar

Written by Zeeshan Anwar

Having nearly 15 years of experience in legal and compliance, much of it within the contractor industry, Zeeshan brings valuable knowledge to the business in its efforts to stay compliant with the rules at all times. Whether it be AWR, the Intermediaries legislation or anything else compliance-related, Zeeshan is on hand to help JMK Group UK navigate the minefield of legislation and red tape. Zeeshan studied law at both the University of the West of England and the University of Hertfordshire.
Guide type and date

30th March, 2023 | Money

A beast that exists only in tax law -- the loan charge -- gets unpacked, exposed, and totted up by one of the Revenue’s former officials.

User
Profile picture for user Graham Webber

Written by Graham Webber

Following nearly 4 decades working in various tax disciplines, Graham co-founded WTT to offer his deep experience and understanding of complex tax structures to those embroiled in tax enquiries. More recently Graham was awarded best forum adviser and best forum personality in the ContractorUK Awards.
Guide type and date

31st January, 2023 | Money

What a tax lawyer says umbrella and limited company contractors should know about Jeremy Hunt’s Green Book.

User
Profile picture for user Rebecca Seeley Harris

Written by Rebecca Seeley Harris

Rebecca is a leading expert in employment status, IR35 and the law involving independent contractors and the self-employed for the purposes of tax and employment law. Rebecca has run her own consultancy for the past 20 years covering all employment status issues such as off-payroll in the private and public sector, otherwise known as IR35, s.44 and any issues affecting the self-employed and personal service companies.
Guide type and date

17th November, 2022 | Money

What battling a hefty 10.1% rate of inflation should look like when contracting via a brolly or PSC.

User
Profile picture for user Jo Elwell

Written by Jo Elwell

Jo Elwell is director of financial services for Brookson Group, a People2.0 company, previously appointed as head of financial Services in 2017. Jo’s team offers a range of financial services solutions, including pensions and investments, mortgages, income protection, personal and business insurance, to those who find it difficult to fit lenders’ standard criteria – including contractors, interims, partners, directors and other self-employed individuals.

Guide type and date

26th October, 2022 | Money

Kwasi Kwarteng just dropped a giveth and taketh Budget of a different kind, as most contractors will welcome it.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

27th September, 2022 | Money

Overview of how much it could cost if you blunder Making Tax Digital for VAT.

User
Profile picture for user FreeAgent

Written by FreeAgent

FreeAgent is an award-winning accounting software that helps over 100,000 small businesses take care of their finances and our Practice Dashboard feature allows accountants and bookkeepers to manage their clients at a glance.

Guide type and date

17th August, 2022 | Money

With a cost of living crisis squeezing bottom lines, the financially-savvy will check that their defences against late payment are primed.

User
Profile picture for user Vicki Bracey

Written by Vicki Bracey

Vicki is a Product Manager at Mettle. She is a Chartered Accountant with over ten years’ experience in banking across a broad range of roles in Finance and Strategy.

Guide type and date

11th August, 2022 | Money

The biggest change to the UK tax system in recent times, as explained by FreeAgent. 

User
Profile picture for user FreeAgent

Written by FreeAgent

FreeAgent is an award-winning accounting software that helps over 100,000 small businesses take care of their finances and our Practice Dashboard feature allows accountants and bookkeepers to manage their clients at a glance.

Guide type and date

10th June, 2022 | Money

The shrewd won’t skimp on a financial profiling adviser who, in turn, shouldn’t skim over the key financial areas that inform PSC workers of their worth.

User
Profile picture for user Steve Crouch

Written by Steve Crouch

Steve Crouch, CEO of Auderli, has been a tax specialist for over 35 years and has his own accountancy and taxation practice, SRC-Time. In addition, he co-owns a probate business, Probaters, and a law firm, Act Legal. Having also co-founded online accountancy platform Crunch in 2007, Steve went on to launch life and financial management app Auderli, which helps contractors keep track of all their assets and liabilities, from mortgages, wills and bank accounts to investments, shares and personal items of worth.

Guide type and date

4th May, 2022 | Money

A UTR number from HMRC is for life, not just for self-assessing or the imminent new tax year.

User
Profile picture for user Amanda Swales

Written by Amanda Swales

Amanda is a commercial accountant and has been working in the tax software industry for 25 years.

Her expertise and great passion lies within streamlining systems and enhancing productivity. Her enthusiasm is uncompromising.

As the Director of GoSimpleTax she is an ambassador for simplifying tax affairs working with sole traders and small businesses.

Guide type and date

5th April, 2022 | Money

An overview to a very complex area of tax law, particularly without advice: CGT.

User
Profile picture for user Thomas Wallace

Written by Thomas Wallace

Tom is a former HMRC Senior Inspector of Taxes who has worked in and led teams in all taxpayer segments dealing with large multinationals to small businesses.  Tom was appointed Director of Tax Investigations at WTT Consulting in 2020, where he is currently responsible for developing strategies for dealing with HMRC enquiries and client litigation.
Guide type and date

18th March, 2022 | Money

Explainer on escrow and how the payment platform can be used in contracting.

User
Profile picture for user JJ Rathour

Written by JJ Rathour

JJ Rathour is the CEO and co-founder of WondaPay. He has worked for over two decades as a project manager and consultant for a number of international companies; specialising in matters of finance and project conceptualisation, budgeting and delivery. 

Guide type and date

10th March, 2022 | Money

Overview of Scottish taxes, thresholds, and bands, plus IR35 considerations north of the border.

User
Profile picture for user Chris James

Written by Chris James

Chris James BFP FCA is a Chartered Accountant who regularly speaks on taxation matters affecting Limited Company contractors, umbrella workers and the recruitment supply chain. He is is head of limited company solutions at Workwell.
Guide type and date

10th March, 2022 | Money

Seven contractor payment term essentials to help keep being paid late at bay.

User
Profile picture for user Adam Home

Written by Adam Home

Adam Home is Managing Director of UK & International Debt Recovery Specialists Safe Collections. The company, founded in 1984, has more than three decades of experience in recovering unpaid invoices and contractual arrears anywhere in the world.
Guide type and date

22nd February, 2022 | Money

Avoid any New Year headaches with your Self Assessment tax return by being aware of these dates and deadlines.

User
Profile picture for user TaxScouts

Written by TaxScouts

TaxScouts is an online tax return service where self-employed people can get qualified accounts to help and support with their tax returns. TaxScouts was launched in 2018 by founding employees of TransferWise and MarketInvoice with the aim of helping the 12 million + people in the UK that have to go through the stressful process of submitting self-assessment tax returns every year.

Guide type and date

17th December, 2021 | Money

Overview of the HMRC form that shows tax paid on salary in the last year.

User
Profile picture for user Graham Jenner

Written by Graham Jenner

Graham is a Chartered Accountant and has run his own accountancy practice, Jenner Accountants Ltd, for over 20 years and is the MD of Nopalaver Group, which provides Umbrella company and other services to contractors. He specialises in dealing with family run businesses and contractors, supported by a strong team including 5 qualified accountants.

Guide type and date

30th November, 2021 | Money

What your home loan prospects look like if you switch from off-payroll to employment.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

12th November, 2021 | Money

Home loans expert John Yerou rounds-up what the chancellor’s moves might mean for property buyers.

User
Profile picture for user John Yerou

Written by John Yerou

John Yerou, the founder and CEO of Freelancer Financials, has first-hand experience of the challenges and outdated biases that contractors face in securing mortgages. Unafraid to challenge the status quo, his disruptor mindset has made all the difference, spearheading a movement that has transformed the mortgage landscape for contractors and the flexible workforce. Advocating for change and working directly with lenders through his award-winning mortgage brokerage, he has helped reshape the industry's view of contractor mortgages.

Guide type and date

28th October, 2021 | Money

Since October marks the start of the tax return season, here are some handy hints to keep in mind. 

User
Profile picture for user TaxScouts

Written by TaxScouts

TaxScouts is an online tax return service where self-employed people can get qualified accounts to help and support with their tax returns. TaxScouts was launched in 2018 by founding employees of TransferWise and MarketInvoice with the aim of helping the 12 million + people in the UK that have to go through the stressful process of submitting self-assessment tax returns every year.

Guide type and date

26th October, 2021 | Money

Starling makes business banking straightforward and efficient, offering digital business accounts with no monthly fees for a standard account.

User
Profile picture for user Charlotte Lorimer

Written by Charlotte Lorimer

Charlotte Lorimer is a freelance business writer and has been part of the Starling team since 2017.

Guide type and date

18th October, 2021 | Money

Four ways that you as the director of your own company can make a return.

User

Written by cukAdmin

Guide type and date

10th June, 2021 | Money

Third parties now demanding those ‘never will be collected’ loans are the sting in a long tail.

User
Profile picture for user Graham Webber

Written by Graham Webber

Following nearly 4 decades working in various tax disciplines, Graham co-founded WTT to offer his deep experience and understanding of complex tax structures to those embroiled in tax enquiries. More recently Graham was awarded best forum adviser and best forum personality in the ContractorUK Awards.
Guide type and date

9th June, 2021 | Money

Where to click on Companies to see if the reddest of red flags might be hoisted by your agency.

User
Profile picture for user Adam Home

Written by Adam Home

Adam Home is Managing Director of UK & International Debt Recovery Specialists Safe Collections. The company, founded in 1984, has more than three decades of experience in recovering unpaid invoices and contractual arrears anywhere in the world.
Guide type and date

27th March, 2021 | Money

From contractor pensions and income protection to life insurance, critical illness insurance and contractor mortgages. 

User
Profile picture for user Laura Wilkinson

Written by Laura Wilkinson

Laura is the Head of Marketing for ContractorUK. She has worked at ContractorUK for over 10 years and is qualified with a Professional Diploma in Digital Marketing via The IDM.
Guide type and date

5th February, 2021 | Money

Four of the chancellor’s announcements that could alter how contractors (and their clients) do business.

User
Profile picture for user Gareth Wilcox

Written by Gareth Wilcox

Gareth Wilcox is a Partner and Licensed Insolvency Practitioner with Opus Restructuring & Insolvency.  As well as heading up Opus’ Birmingham office, he oversees the solvent restructuring team and has significant experience in this area

Guide type and date

2nd October, 2020 | Money

The ‘bank of last resort’ is very much open for business. Talk to its manager early to secure the terms you want.

User
Profile picture for user Davinia Douglass

Written by Davinia Douglass

Davinia Douglass is a Senior Tax Consultant in Markel Tax’s Investigation team, formerly Gabelle, with over 15 years of experience advising clients with complex tax affairs. Davinia started her tax career with Chiltern Plc, later acquired by BDO LLP, as a Corporate Tax Trainee before moving to the Entrepreneurial Team. Davinia advises clients ranging from small, medium and large corporates, owner-managed businesses, high-net-worth individuals, offshore trusts and non-UK domiciliaries to resolve historical onshore and offshore matters.
Guide type and date

14th May, 2020 | Money

The three ducks you need to have in a row before you take a payment row before a judge.

User
Profile picture for user Adam Home

Written by Adam Home

Adam Home is Managing Director of UK & International Debt Recovery Specialists Safe Collections. The company, founded in 1984, has more than three decades of experience in recovering unpaid invoices and contractual arrears anywhere in the world.
Guide type and date

12th December, 2019 | Money

A contractor accountant crunches the key cut-off numbers so you don’t have to.

User
Profile picture for user Daniel Mepham

Written by Daniel Mepham

Dan, managing director of SG Accounting and SG Umbrella is a chartered certified accountant with stacks of experience as a director of large national accountancy firms.
Guide type and date

6th September, 2019 | Money

It’s not for the faint-hearted, but it can still pay to know about CT, even if it is your adviser’s job.

User
Profile picture for user Lynne Gowers

Written by Lynne Gowers

Lynne has been the in-house content strategist and writer at Liquid Friday since May 2016. She has more than fourteen years’ experience in the contractor services industry, six of those in communications and marketing roles. She is supported by an experienced team of contracting and legislation specialists to produce practical, digestible content for contractors, recruiters and hirers.
Guide type and date

3rd September, 2019 | Money

Get your limited company compliant sooner rather than later, as MTD is now inevitable.

User
Profile picture for user James Foster

Written by James Foster

James' career saw him starting as an accounts assistant. Five years later, he has progressed through being a Senior Accountant, Product Manager, Commercial Manager to his current position of Senior Commercial Manager for SJD Accountancy. 
Guide type and date

21st August, 2019 | Money

Tax-saving or extraction? Whatever your PSC’s priority, these numbers you must know.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

29th April, 2019 | Money

In 2019, a ‘Letter Before Action’ is no good if your actions before the letter don’t cut it.

User
Profile picture for user Adam Home

Written by Adam Home

Adam Home is Managing Director of UK & International Debt Recovery Specialists Safe Collections. The company, founded in 1984, has more than three decades of experience in recovering unpaid invoices and contractual arrears anywhere in the world.
Guide type and date

25th April, 2019 | Money

Allowances set by Hammond are there to be used, and not just because his IR35 grab looms.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

11th April, 2019 | Money

Pitfalls. Conditions. And cake. How to avoid biting off more than you can chew with client retainers.

User
Profile picture for user Adam Home

Written by Adam Home

Adam Home is Managing Director of UK & International Debt Recovery Specialists Safe Collections. The company, founded in 1984, has more than three decades of experience in recovering unpaid invoices and contractual arrears anywhere in the world.
Guide type and date

21st March, 2019 | Money

Working on a retainer basis? Nice work if you can get it! But beware hard graft, potentially.

User
Profile picture for user Adam Home

Written by Adam Home

Adam Home is Managing Director of UK & International Debt Recovery Specialists Safe Collections. The company, founded in 1984, has more than three decades of experience in recovering unpaid invoices and contractual arrears anywhere in the world.
Guide type and date

13th March, 2019 | Money

Vouchers, schemes, eligibility from October? Answers in bite-size chunks for contractors with kids.

User
Profile picture for user Team Manager

Written by Team Manager

Team Manager at the Dolan Contractor Group. Working in the contractor industry since 2013, she began her career in accountancy in an entry role and has since worked her way up through the ranks.
Guide type and date

9th January, 2019 | Money

How a business bank account can benefit your contractor business. 

User

Written by cukAdmin

Guide type and date

5th September, 2018 | Money

The contractor business model you choose could affect your mortgage application. 

User

Written by cukAdmin

Guide type and date

6th June, 2018 | Money

PSC owners can often have to go through a more rigorous mortgage application process. 

User

Written by cukAdmin

Guide type and date

29th May, 2018 | Money

Tax rates and allowances that contractors should be aware of this tax year. 

User

Written by cukAdmin

Guide type and date

18th May, 2018 | Money

The one-man band who stood up to HMRC is proof it's easier if your knowledge can't be picked on.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

13th September, 2017 | Money

IFA's rundown of new financial rules, and how to prosper in spite of them.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

5th April, 2017 | Money

Simple guide to everything you need to know about obtaining a mortgage as a contractor.

User

Written by cukAdmin

Guide type and date

4th November, 2016 | Money

Having a business to run - and mouths to feed - is going to be more palatable from next April.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

18th April, 2016 | Money

IFA on the personal finance highs and lows of the chancellor's red book.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

15th December, 2015 | Money

IFA: While the cost of cover will go up, the tax take on your buy-to-let doesn’t have to.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

15th December, 2015 | Money

How contractors can cut their tax bills when dividend reform bites in 2016.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

22nd July, 2015 | Money

What contractors need to know about CGT ahead of possible reforms next week.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

1st July, 2015 | Money

IFA analyses which political party might impact your personal finances the most.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

22nd April, 2015 | Money

Stop yourself sleepwalking into automatic month-on-month fines from Friday.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

4th March, 2015 | Money

Your dreams and obligations may be poles apart, but knowing when to act is the key to both.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

28th January, 2015 | Money

Everything you need to know about APNs, which are now in force and not to be ignored.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

1st October, 2014 | Money

A trio of trusts are now ripe for contractors to review, as the taxman is about to step in.

User

Written by cukAdmin

Guide type and date

10th July, 2014 | Money

IFA: Putting premiums through your limited company avoids enriching the taxman.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

7th May, 2013 | Money

£50k-plus contractors can dodge the worst of the claw back, but the clock is ticking.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

21st November, 2012 | Money

IFA: 'We're all In' adverts are aimed at employees, but potentially contractors too.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

24th October, 2012 | Money

10 reasons you can’t afford to put off considering your demise.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

26th September, 2012 | Money

IFA: Contractors struggling to sell-up may have an upside that's long-term and lucrative.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

22nd August, 2012 | Money

No signed contract? No agreed price? Fear not, says business solicitor Nigel Musgrove.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

20th August, 2012 | Money

How contractors can respond to a regular client who starts paying irregularly, or not at all.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

15th March, 2012 | Money

Clock is ticking for the self-employed to legally and ethically save tax.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

12th March, 2012 | Money

Contractors' IFA continues his tips on making your money go further than last year.

User

Written by cukAdmin

Guide type and date

3rd February, 2012 | Money

Contractors’ IFA shares his top tips for financial security this year, and then some.

User
Profile picture for user Simon Moore

Written by Simon Moore

Simon Moore is one of the UK’s most consistently published freelance journalists on freelancing, self-employment and contractor issues, such as IR35, the Loan Charge and late payment. Trained in News & Features writing by NCTJ-approved journalism tutors, Simon worked in the newsrooms of local, consumer and national press titles, before setting up his own editorial services company, Moore News Ltd.
Guide type and date

2nd February, 2012 | Money

Contractor Money's second guide for contractors, as stock market based investments suffer extreme volatility and UK gilts yields plummet to historic lows.

User

Written by helen

Guide type and date

23rd November, 2011 | Money

It’s all Greek to me!...How could the Eurozone crisis impact contractor finances?

User

Written by helen

Guide type and date

21st November, 2011 | Money

Expert nuggets to help contractors turn their investments into golden opportunities.

User

Written by helen

Guide type and date

2nd November, 2011 | Money

Sole trader or Ltd? There are hard and fast rules when declaring to HMRC.

User

Written by helen

Guide type and date

5th October, 2011 | Money

Why contractors should oppose the simpler filing regime for micro-business, by Safe Collections.

User

Written by helen

Guide type and date

6th September, 2011 | Money

A guide to NICs payable by limited company and umbrella contractors.

User

Written by helen

Guide type and date

3rd August, 2011 | Money

£100K+ contractors to feel the effects of no personal allowance, says IFA.

User

Written by cukAdmin

Guide type and date

23rd March, 2010 | Money

Accountant tells CUK of the ways IT contractors can ease the pain of tax at 50p.

User

Written by cukAdmin

Guide type and date

9th February, 2010 | Money

'A' Day (Appointed day) arrives on 6th April 2006 and brings with it sweeping and radical changes for contractors looking to invest in a pension – either via a one-man limited company or personally.

User

Written by cukAdmin

Guide type and date

23rd February, 2006 | Money

Starling Business Banking for Contractors

User

Written by cukAdmin

Guide type and date

26th July, 2004 | Money

Income Protection - as a contractor you are completely exposed to financial hardship in the event of even a minor illness or accident. Protect your current lifestyle with a specially tailored income protection package.

User

Written by cukAdmin

Guide type and date

26th May, 2004 | Money

Property purchase represents a relatively secure and often very profitable investment that should be at the forefront of any IT contractor wish list when it comes to deciding on future financial goals.

User

Written by cukAdmin

Guide type and date

6th May, 2004 | Money

Most IT contractors don't take full advantage of the opportunities afforded to turn their companies into real small businesses. Here are 10 suggestions.

User

Written by cukAdmin

Guide type and date

5th May, 2004 | Money

Contracting allows you freedom to build up a varied and impressive CV and the financial rewards can be far greater on leaving permanent work.

User

Written by cukAdmin

Guide type and date

5th May, 2004 | Money