Latest Contractor Guides

ContractorMoney are sorry to announce that Self Cert mortgages are no longer available following a decision by the FSA to change the regulation of this once fail safe option for Contractors.

Contracting allows you freedom to build up a varied and impressive CV and the financial rewards can be far greater on leaving permanent work.

So, you've found your job, beaten IR35, got yourself an accountant and started trading. What else is there? Well, what about training to keep your skills up to date, what happens if you get sick etc. Click here for ways to mitigate these challenges.

A guide to the Inland Revenue Taxes and Allowances for 2011. Includes NI, Corporation Tax and Personal tax rates.

We have teamed up with the specialist mortgage advisors at Freelancer Financials to offer solutions to all your home finance needs. Whereas many brokers charge a fee for their services Freelancer Financials offers free, impartial advice to ContractorUK visitors.

Buy-to-let mortgages offer contractors a cost-effective way to invest. Income from property can top up income today or bolster a pension in the future. But with so much happening around landlords, what's the best way forward? 

A guide to business banking for contractors and limited companies. 

As a contractor, working via an agency, or working direct with a client, you may well experience the joys of 'late payment'. Not only can this cause cashflow problems, but it can also lead to breakdown of your relationship with the client/agency if invoices are not paid on time. So, what rights do small businesses have when it comes to collecting unpaid fees?

The Lime-IT victory is the third and latest decision by the Special Commissioners on IR35. Full analysis of the judgement by John Antell.

An expert view on the judgement handed down last Friday at the High Court in the case of Synaptek versus the Inland Revenue, aka the Stutchbury case.

A contract for a defined project removes any obligations to offer or perform further services both within and between contracts.

A key article, provided by Accountax, addressing some of the key considerations in determining whether or not a contract for services will be subject to the IR35 rules.

John Antell explains the importance of "one man company" contractors ensuring that their contracts accurately reflect the way they work.

Article on the Revenue's thinking towards contractors working on site and during fixed hours. Do these factors determine whether you are inside IR35?

It is often stated that the intentions of the parties is important and there are a couple of questions on the Inland Revenue questionnaire relating to this point