Rigour mortis will surely set into the umbrella industry before April 6th 2026 -- potentially the point of death for umbrellas as we know them today.

Forget him trying to improve his off-payroll working tool, the taxman should just rename it, ‘CEST - Cheating Every Self-employed Taxpayer.’

Wider grounds than potentially unauthorised deductions of employer NICs should be considered if taking a brolly to tribunal.

Beware the false umbrella employers; ineffective opt-outs, and Arthur Daley-esque insurance policies.