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Adam Home

Adam Home is Managing Director of UK & International Debt Recovery Specialists Safe Collections. The company, founded in 1984, has more than three decades of experience in recovering unpaid invoices and contractual arrears anywhere in the world.

The Commercial Payments Bill avoided the usual fate of promising legislation — getting butchered by the Lords and sent back watered down. But surviving intact isn't the win it sounds like: peers left out contractors' biggest ask of 30 days, and even mandatory interest on late invoices is hardly enough to make a bad payer ditch the habit.

It’s probably about right to assert that ‘The wind is in our sails when it comes to getting late payment sorted.’ Just beware the gaping holes in the masthead.

Government plans to shake up late payment enforcement could finally deliver the tough sanctions that contractors and SME suppliers have been demanding for decades.

The Small Business Commissioner’s trumpeting may sound like payment times are improving, but actually, we face a £26billion issue that the government has yet to find its voice about.

18th February, 2026 | Money

A download containing the actual words contractors can use to help recover fees.

16th September, 2025 | Guide To Agencies

Loudly shouting once a recruiter’s doors are already shut won’t help. But whatever you do as an unpaid agency contractor, don’t feed the vultures.

4th August, 2025 | Guide To Agencies

Being left out-of-pocket for an extensive period thwarts usually sensible debt recovery options, even if LinkedIn users say otherwise.

10th July, 2025 | Money

Whichever party wins on July 4th a PPC pledge by the Liberal Democrats is one to lose, if the UK really wants to eradicate late payments.

A timely excavation of one of the (crumbling) cornerstones of late payment policy in the UK, which is meant to help contractors get paid on time.

There’s no happy new year for ‘Dodgy Agency Ltd’ which had to pay one IT contractor in full, and now faces an investigation into its sharp practices.

On top of making the default time to pay them compulsory, the UK’s tiny companies deserve tougher enforcement against late payers.

Whitehall’s woes work wonders for late payers, as they keep reforms to fix the UK’s age-old problem off the table, somewhere in the long grass.

Seven contractor payment term essentials to help keep being paid late at bay.

22nd February, 2022 | Money

If a brolly leaves you out-of-pocket there’s no easy options. Knowing why is worthwhile.

4th November, 2021 | Umbrella Companies

The horrors of the pandemic might be subsiding but like infection, undead firms continue to pose a risk to PSC owners.

Where to click on Companies to see if the reddest of red flags might be hoisted by your agency.

27th March, 2021 | Money

An instant fix for some, but factoring is a very hard habit to shake, whether it’s invoice or recourse.

‘Keep invoicing, knowing you can pass the buck and that the law is on your side.’

11th January, 2021 | Money

Inoculating your cash flow against covid-19 unfortunately just isn’t a thing. So get practical, in the extreme.

17th November, 2020 | Money

Insolvency pandemic protections are right. But do the new rules strike the wrong balance?